Which of the following was one of the criteria for an effective budget cited in the text?

A. It assumes you already have your savings taken care of.
B. It assumes a best-case scenario for discretionary expenses.
C. It is resistant to change.
D. It focuses on your goals and values.


Answer: D

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List several ways that members of various ethnic groups differ in verbal and nonverbal communication patterns

What will be an ideal response?

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Ederal legislation requiring teachers to be certified as "highly qualified" in the discipline they teach is referred to as which of the following?

a. The Education for All Children Act b. The No Child Left Behind Act c. The Excellence in Education Act d. Title IX

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What are the cultural norms for when, how, and to whom emotions should or should not be shown?

A. emotion regulation B. cultural emotional processing C. emotional display rules D. social emotional policy

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The opening statement of a multiple-choice item, which may be a question or partial sentence, is referred to as the:

a) stem. b) participle. c) consequence. d) antecedent.

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