Dirk is the maker of a note, on which Erv is secondarily liable. Friendly Credit Company is the current holder of the note. Erv will be obligated to pay the note if

A. Dirk defaults on the note.
B. Friendly Credit breaches a transfer warranty.
C. Friendly Credit negotiates the note to a third party.
D. Friendly Credit presents the note for payment.


Answer: A

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Negotiators may be more likely to adjust their negotiation tactics when they are with a more distant (versus more similar) culture.

Answer the following statement true (T) or false (F)

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Mona Farrow has $2,000 of liquid assets and $12,000 of take-home pay. Mona has two months of liquid reserves and most financial advisors would consider this inadequate

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