Which of the following best characterizes the federal government's response to the subprime scandal?
a. A new federal agency was created to regulate mortgage companies, similar to the regulation of banks and savings and loan associations.
b. The Office of Federal Housing Enterprise Oversight, which monitors Fannie Mae and Freddie Mac, created standards for oversight of mortgage companies.
c. The regulatory agencies did nothing until 2007 when Congress began to investigate the Mortgage Bankers Association.
d. The Home Owners' Loan Corporation, first developed in the 1930's, was re-established to assist low-income Americans with home ownership and prevention of foreclosure.
C
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A phenotype is:
a. the expression of genes in the structure of a life form b. the genetic codes that make up a life form c. the behavioral propensities of a life form d. a and b above e. all of the above
The value of the middle case in a rank-ordered distribution is the average
Indicate whether the statement is true or false
What is the general pattern of peer influence?
a. The younger the children, the more influence peers have. b. Peers influence fashion and other aspects of lifestyle, but have little impact on self-concept. c. The more time peers spend together without adult supervision, the greater the likelihood of peer influence. d. There is no pattern to how peers influence one another.
What percentage of the marriages in China, India, and Indonesia (three countries representing 40% of the world's population) are arranged by parents?
a. 10% b. 20% c. 40% d. 80%