Discuss several factors to consider when determining whether a debtor should file under Chapter 7 or Chapter 13.

What will be an ideal response?


When a debtor is considering whether to file under Chapter 7 or 13, the debtor must consider whether the debtor can pass the means test for Chapter 7, whether the debtor is eligible for a discharge under Chapter 7, whether the debtor is in default on a debt secured by the debtor's residence and would like to keep the residence, and whether the debtor owes non-dischargeable debt that is entitled to priority and could be paid under a Chapter 13 plan.

Legal Studies & Paralegal

You might also like to view...

Which of the following is not a defense against paying a claim that an insurer could raise?

A. The policy was obtained by fraud. B. The insured lacked an insurable interest. C. The insured acted in good faith. D. The actions underlying the claim were illegal.

Legal Studies & Paralegal

Evidence is best gathered from key witnesses through a?

A. ?modem. B. ?personal interview. C. ?professional research service. D. ?letter.

Legal Studies & Paralegal

Every person has a right to a trial by jury, except those who commit murder in the first degree

Indicate whether the statement is true or false

Legal Studies & Paralegal

Assault is:

A) The threat of immediate harm or offensive contact. B) Any action that arouses reasonable apprehension of imminent harm. C) Both of the above. D) None of the above.

Legal Studies & Paralegal