A client tells the nurse that she is unable to have routine health care because of the lack of health insurance. How should the nurse respond regarding the Affordable Care Act? Select all that apply
1. There is no annual limit on insurance coverage.
2. Requires enrollment to occur when a specific age is reached.
3. Health insurance can be obtained with pre-existing medical conditions.
4. Provides a tax credit for middle- and low-income families to cover a part of the cost.
5. Young adults can be covered under parents' health insurance for longer periods of time.
1, 3, 4, 5
Explanation:
1. The Affordable Care Act eliminates annual limits on insurance coverage.
2. Enrollment when a specific age is reached is a characteristic of Medicare.
3. The Affordable Care Act ends pre-existing condition exclusions for children.
4. The Affordable Care Act provides more affordable health insurance options including tax credits for middle- and low-income families. These credits cover a major portion of the cost.
5. The Affordable Care Act keeps young adults covered by their parents' healthcare insurance for a longer period.
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