An elderly person, age 80, is finding it difficult to live alone and the family is considering long-term care
The elderly person is reasonably healthy, with only normal aging declines, and maintains a healthy appetite. All medications are administered orally and require only minimal assistance. She is financially secure with an income based on retirement from both the military and factory from her deceased husband and herself. The family contacts long-term care and is told that, based on this patient's information:
a. Medicare will cover the cost of stay since skilled services are required.
b. Medicaid is only for families with dependent children.
c. Medicare will pay for home health services should these additional services meet the needs of the individual.
d. Medicare will pay regardless of household income or financial status for nursing home care.
ANS: C
Correct: Medicare does cover home health care.
Incorrect:
a. Medicare does cover care in a skilled nursing home, but based on the information given, skilled care is not needed.
b. Medicaid is primarily for families with dependent children but also covers individuals who are blind, disabled, or on kidney dialysis.
d. Medicare will pay for nursing home services only when the individual is poor.
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