A borrower with a 30-year loan can create a GEM by
A) simply increasing the monthly payments beyond what is required and designating that the excess be applied entirely to the principal.
B) converting his ARM into a conventional mortgage.
C) converting his conventional mortgage into an ARM.
D) converting his conventional mortgage into a GPM.
A
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According to survey research, what percentage of large organizations consider online recruitment a more effective means than any other traditional method of recruitment?
a. 50% b. 90% c. 40% d. 20%
Gerri has a relatively menial job in a technology driven company. Other employees seem to “look down their nose” at Gerri. Apparently this job is:
a. high in task significance b. high in autonomy c. low in task significance d. low in task identity e. low in feedback
Employees at Pak-N-Sav, a discount grocery chain, know that they have to stay on their toes at all times. Mr. and Mrs. Kessler, the company founders, have been known to put on disguises and make unannounced visits to stores to make sure the staff is treating customers politely. This is an example of
A. a fixed interval schedule. B. a fixed ratio schedule. C. a variable ratio schedule. D. continuous reinforcement. E. a variable interval schedule.
For purposes of the dependency exemption, a qualifying child must be under age 19, a full-time student under age 24, or a permanently and totally disabled child.
Answer the following statement true (T) or false (F)