An older adult is concerned that if her spouse, who recently suffered a stroke, is placed in a nursing home,
"they will take everything in order to pay for his care." What response will the nurse make?
a. "A spouse is allowed to keep a percentage of the family income and cash as well as the family home, car, and personal property."
b. "You should consider transferring the assets to your son so that your husband will qualify for Medicaid."
c. "Have you considered caring for your husband at home since Medicare will cover custodial care at home?"
d. "Are you aware that your children have a legal obligation to provide financial support towards the care of disabled parents?"
ANS: A
The spouse is permitted to keep a portion of the assets, home, car, and personal property. There is a "look back" period of 36 months to determine whether funds that were transferred would normally have been available to the individual. Medicare does not cover the cost of custodial care; it covers skilled care only. There is no legal obligation of a child to support a parent.
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