An advantage that direct or subsidized student loans have over other types of loans is
A) the after-tax interest rates are very attractive compared with other loans.
B) you can borrow at a below-market rate, regardless of your credit situation.
C) in an emergency, you can declare bankruptcy and avoid repayment.
D) you have the rest of your life to pay it back.
E) both A and B are correct.
Answer: E
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