When calculating ROI, assets invested represent the average of the beginning and ending asset balances for a given period
Indicate whether the statement is true or false
T
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Premiums, as a consumer promotion tool, are defined as ________
A) offers to consumers of savings off the regular price of a product, flagged on the label or package B) certificates entitling the bearer to a stated saving on the purchase of a specific product C) programs providing rewards related to the consumer's frequency and intensity in purchasing the company's products or services D) merchandise offered at a relatively low cost or free as an incentive to purchase a particular product E) values in cash or in other forms that are proportional to patronage of a certain vendor or group of vendors
Short-term investments have higher maturity risks than long-term investments.
Answer the following statement true (T) or false (F)
Which of the following statements is MOST correct concerning diversification and risk?
A) Proper diversification generally results in the elimination of risk. B) Risk-averse investors often choose companies from different industries for their portfolios because the correlation of returns is less than if all the companies came from the same industry. C) Risk-averse investors often select portfolios that include only companies from the same industry group because the familiarity reduces the risk. D) Only wealthy investors can diversify their portfolios because a portfolio must contain at least 50 stocks to gain the benefits of diversification.
The unauthorized use of a credit card to obtain goods, services, or cash is:
a. credit card fraud b. economic espionage c. identity fraud d. consumer fraud e. embezzlement