J is an agent who has induced an insured through misrepresentation to surrender an existing insurance policy. What is J guilty of?

What will be an ideal response?


The correct answer is "Twisting". Twisting is the unfair trade practice of replacing an insurance policy from one insurer to another based on misrepresentation.

Business

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Which control is not associated with new systems development activities?

a. reconciling program version numbers b. program testing c. user involvement d. internal audit participation

Business

Models that do not involve risk or chance are

A) probabilistic models. B) postoptimality models. C) deterministic models. D) MIS models. E) None of the above

Business

"Basic health care" coverage consists of

A) hospital insurance, surgical insurance, and medical insurance. B) hospital and accident insurance. C) dreaded disease insurance. D) heart and cancer insurance.

Business

Call risk is the risk to bondholders that a bond may be called away from them before maturity

Indicate whether this statement is true or false.

Business