Which statement best describes a preferred provider organization (PPO)?
A) a managed care plan, sold individually to younger people, which carries lower costs but does not cover many services
B) a managed care plan that lets HMO consumers see a broader list of providers for an additional fee
C) a managed care plan in which most health care is funneled through and must be approved by the primary care doctor
D) a managed care plan in which consumers are encouraged to stay within an approved network of providers but have more choices
Answer: D
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