What is a personal loan?

What will be an ideal response?


Personal loans also called unsecured loans, are loans that are based only on the promise to repay and do not require any collateral.

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Consider three alternative bonds that you might invest in, each of which matures in one year. The following table shows the probability that you will receive each possible return. For example, if you buy bond A, the probability is 90 percent that your return will be 20 percent and the probability is 10 percent that your return will be ?100 percent (in other words, you lose the entire amount invested).

 BondProbability Return  Bond A90% 20%   10% ?100%      Bond B75% 40%   25% ?40%      Bond C60% 10%   40% ?10% ? a.Calculate the expected return for all three bonds in percentage terms.  b.The standard deviations of the returns on these bonds are: Bond A, 36.0 percent; Bond B, 34.6 percent; Bond C, 9.8 percent. If you are extremely risk averse, which of the three bonds would you buy? Why?  c.Would a risk-averse investor ever buy Bond A instead of one of the other bonds? Why or why not?   Explain and show all your work. In your calculations, you may round after three significant digits. What will be an ideal response?

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Answer the following statement(s) true (T) or false (F)

1. The Universal Declaration of Human Rights is part of the International Bill of Human Rights 2. In democratic countries, the laws represent a value system shared by the people. 3. Article 2, of The Universal Declaration of Human Rights sets out the basic principle of equality and nondiscrimination with respect to human rights and fundamental freedoms, forbids “distinction of any kind, such as race, color, sex, language, religion, political or other opinion, national or social origin, property, birth or other status.” 4. The International Covenant on Economic, Social, and Cultural Rights, which includes the employment-related nondiscrimination articles, entered into force on January 3, 1976 are legally binding on all states regardless of whether the state has accepted them by ratification or accession. 5. Much more common in international legislation is protection based on sexual orientation.

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In a series of field studies on workgroups, Mexicans, Mexican Americans, and European Americans were asked to view recordings of a team meeting and later report what they could remember about what happened in the meeting. What were the results of the studies?

What will be an ideal response?

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Your cover letter should not

A) include specific evidence of your qualifications. B) show confidence in yourself and your abilities. C) mention the minor points of your résumé. D) stress reader benefits.

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