Despite the availability of the Children's Health Insurance Program (CHIP), families often fail to obtain coverage for eligible children because:
1. They do not see the importance of insurance coverage.
2. Families do not have adequate time to complete the enrollment process.
3. They do not know their child is eligible.
4. Parents do not value medical interventions for their children.
3
Rationale 1: Most families do value insurance coverage, so this is not the reason for failing to obtain SCHIP coverage.
Rationale 2: Families have adequate time to complete the enrollment process, but some do not believe they will qualify and therefore do not try to enroll.
Rationale 3: Despite availability of CHIP, many eligible children are not enrolled. Reasons families have not enrolled include not being aware that their child is eligible, viewing the enrollment requirements and income verification tests as barriers, and the monthly premium or co-payment for healthcare visits that are required in some states.
Rationale 4: Parents do value medical interventions for their children, but some do not believe they can qualify, believing that their income is too high.
Global Rationale:
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