How does free riding affect the cost of health insurance?
a. It has a dramatic effect on those who choose not to buy coverage because they will have to pay hefty bills if they need treatment.
b. It decreases the availability of health care for all because fewer people choose to enter the health care profession.
c. Premiums rise for those with health care because insurance companies need to pay more for an increasingly expensive risk pool.
d. Indirectly at best because insurance companies could keep the cost of premiums down if they deployed technology more effectively.
c. Premiums rise for those with health care because insurance companies need to pay more for an increasingly expensive risk pool.
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Virginia senator George Allen lost his bid for Senate reelection and was no longer considered a serious 2008 Republican presidential nominee because of the effect of what on his campaigns?
a. The Internet b. Political outrage c. Low tracking poll numbers d. Political socialization e. Smear campaign
Which of the following statements about Nigeria's environment is FALSE?
a. Desertification has forced Muslim nomadic herdsmen to move to the more temperate areas settled by Christian farmers. b. Pollution in the Niger Delta has killed off much of the local fish stock upon which communities depend. c. Nigeria's growing population and urbanization has generated environmental problems. d. One reason there was a military insurgency in the Niger Delta has to do with the fact that the military government failed to address the issues raised by environmental organizations. e. Nigeria has generally been unaffected by rising sea levels that might be caused by climate change.
Consolidation is the
A. shortening the terms of state legislatures B. application of state laws to all local governments C. division of a government into two or more separate units D. union of two or more governmental units to form a single unit E. revision of a state constitution to eliminate obsolete clauses
The Democratic Party relies more heavily on ____________ for funding than the Republican Party
a. lawyers and unions b. real estate and the oil and gas industry c. business and manufacturing companies d. pharmaceutical companies