Which type of insurance is generally the most preferable for the most nurses?
1. Claims-made
2. Employer-sponsored
3. Occurrence-based
4. Certificate-based
3
Rationale: For most nurses the occurrence-based policy is preferable. This policy continues coverage for claims made for incidents that occurred during the time the policy was in effect, even if the policy has expired. Claims-made policies cover only claims made during the life of the policy. Employer-sponsored coverage is the narrowest coverage for individual nurses. Certificate-based is not a form of insurance.
You might also like to view...
A staff nurse has a concern about a co-worker who may be diverting medications. The staff nurse would like to report the concern to a supervisor, but she is fearful of retaliation from her col-leagues
The staff nurse knows that the ethical thing to do is report the concern for the sake of patient safety. This nurse is experiencing: a. stress. b. procrastination. c. moral distress. d. burnout.
An older adult resident of a long-term care nursing facility frequently attempts to get out of bed and is at risk of sustaining an injury. The nurse's planned intervention to minimize the patient's risk for injury is guided by
a. the patient's right to self-determination and to be free to get out of bed. b. an understanding that nondrug interven-tions must be tried before medications. c. the knowledge that application of a vest restraint requires a physician's order. d. the patient's cognitive ability to under-stand and follow directions.
A nurse is trying to increase participation in a free colorectal screening program for middle-aged adults who lack health insurance. Which of the following implementation mechanism would be most effective?
a. Small interacting groups b. Health policy c. Lay advisors d. Mass media
The integrative model of Laffrey and Kulbok includes two major dimensions: client system and focus of care. The client system
1. Targets aggregates 2. Is initiated by the community 3. Includes various levels of clients toward which nursing care is targeted 4. Focuses on health promotion, illness prevention and illness care.