A recent nursing graduate has questioned the need to carry malpractice insurance, telling a colleague, "I don't actually need to pay for personal insurance because my hospital has its own malpractice insurance
" How should the nurse's colleague best respond?
A) "That's true, but you should make sure you know how much coverage the hospital carries."
B) "You could be sued personally and the hospital's insurance might not cover all your liability."
C) "Your personal insurance would replace the insurance that the hospital carries."
D) "That's not true because the hospital's insurance only covers criminal cases."
B
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