The concept of “multi-problem families” most closely aligns with:

a. the expectancy model.
b. the culture of poverty explanation.
c. human capital theory.
d. structural explanations of poverty.


a. the expectancy model.

Social Work & Human Services

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Social welfare practices developed by the Jewish traditions include all of the following except

a. hospitable reception of strangers and education of orphans b. redemption of lawbreakers and endowment of marriages c. visitation of the ill and infirm and consolation of the bereaved d. abandonment of unmarried widows, slaves, and divorcees

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No matter how complex a situation, a human service worker can always be assured that with the right training, a "correct" action will produce the "right" results

A. True B. False

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Answer the following statement(s) true (T) or false (F)

Descriptive statistics are used to test a study hypothesis.

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For federal income tax purposes, a taxpayer’s marginal tax rate is

A. the proportion of total income that is subject to tax. B. the rate applied to income in the taxpayer’s highest tax bracket. C. the amount of tax paid on the first $15,000 in taxable income. D. the tax rate applied to income derived from margin accounts

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