The three kinds of Type 2 frames include:

A) information (I), supervisory (S), unnumbered (U)
B) uniform (U), suspect (S), middle (M)
C) lateral (L), vertical (V), flexible (F)
D) linking (L), vertical (V), flagging (F)


A

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Stu would like to purchase a smart fridge--new technology that alerts you when you are low on staple foods in your refrigerator. He is hesitant, however, because he doesn’t know how useful it would be. He wishes he could use one for a little bit to see if it would be useful. Stu is concerned with ______.

A. compatibility B. complexity C. observability D. trialability

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TheConsumer Financial Protection Bureau:

A. prohibits credit card issuers from raising interest rates on existing balances unless the borrower is more than 60 days late in making the required payments. B. prohibits credit card companies from issuing cards to anyone under the age of 21. C. requires credit card issuers to give a 45-day notice before making significant changes to credit agreements. D. eliminates confusing and potentially deceptive banking practices related to mortgages, credit cards, and other loan agreements.

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Which of the following would not normally be identified in the risk management process?

A) Property exposures B) Speculative exposures C) Indirect loss exposures D) Operations exposures

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Which category of stocks represents the highest level of risk?

A) large-cap B) mid-cap C) baby blue D) small-cap

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