Your bank account pays a 5% nominal rate of interest. The interest is compounded quarterly. Which of the following statements is CORRECT?

A. The periodic rate of interest is 5% and the effective rate of interest is also 5%.
B. The periodic rate of interest is 1.25% and the effective rate of interest is 2.5%.
C. The periodic rate of interest is 5% and the effective rate of interest is greater than 5%.
D. The periodic rate of interest is 1.25% and the effective rate of interest is greater than 5%.
E. The periodic rate of interest is 2.5% and the effective rate of interest is 5%.


Answer: D

Business

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