During a meeting to discuss ways to cut costs on benefits packages, the vice president of the company, Ian, suggests getting long-term disability insurance for all employees. Patty, the HR manager, disagrees with him, stating that short-term disability coverage is more advantageous for the company. Which of the following supports Patty's statement?
A. Short-term disability plans limit maximum coverage in a month, which makes them more affordable for the company.
B. Short-term disability coverage is offered by few employers, which leads to a competitive advantage.
C. The nature of work is such that the level of risk involved is high and injuries could be permanent.
D. The majority of the workforce is middle-aged and prefers long-term coverage.
E. Long-term disability coverage does not have any limits on the amount to be paid each month to employees.
Answer: A
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