If Second National Bank has more rate-sensitive assets than rate-sensitive liabilities, it can reduce interest-rate risk with a swap which requires Second National to

A) pay a fixed rate while receiving a floating rate.
B) receive a fixed rate while paying a floating rate.
C) both receive and pay a fixed rate.
D) both receive and pay a floating rate.


B

Business

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If a label on a product states "Made in Thailand," and a similar product has a label "Made in Germany," why do consumers consider the latter to be better than the former? What difference does a label make in consumer perceptions?

What will be an ideal response?

Business

In an electronic data interchange environment, the audit trail

a. is a printout of all incoming and outgoing transactions b. is an electronic log of all transactions received, translated, and processed by the system c. is a computer resource authority table d. consists of pointers and indexes within the database

Business

Answer the below questions

(a) What is the advantage of a call provision for an issuer? (b) What are the disadvantages of a call provision for the bondholder? What will be an ideal response?

Business

Lenart Corporation has provided the following data for its two most recent years of operation:    Manufacturing costs:  Variable manufacturing cost per unit produced:  Direct materials$13Direct labor$6Variable manufacturing overhead$4Fixed manufacturing overhead per year$70,000Selling and administrative expenses:  Variable selling and administrative expense per unit sold$6Fixed selling and administrative expense per year$83,000  Year 1Year 2Units in beginning inventory01,000Units produced during the year10,0007,000Units sold during the year9,0006,000Units in ending inventory1,0002,000The unit product cost under absorption costing in Year 2 is closest to:

A. $39.00 B. $23.00 C. $33.00 D. $10.00

Business