You own an annuity due contract that will pay you $3,000 per year for 12 years

You need money to
pay back a loan in 5 years, and you are afraid if you get the annuity payments annually you will
spend the money and not be able to pay back your loan. You decide to sell your annuity for a lump
sum of cash to be paid to you five years from today. If the interest rate is 8%, what is the equivalent
value of your 12-year annuity if paid in one lump sum five years from today?
A) $22,008 B) $18,000 C) $38,880 D) $35,876


D

Business

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