Redlining, a process whereby financial institutions exploit poor people, refers to:
a. Requiring higher minimum checking account balances of banking clients considered to be ?high -risk?
b. Charging exorbitant fees for cashing payroll checks
c. Refusal to lend money for mortgages or home improvements based on the home's location in an undesirable neighborhood
d. Refusal of locate banks and credit unions in low income areas
C Correct Answer: Refusal to lend money for mortgages or home improvements based on the home's location in an undesirable neighborhood
Feedback for Correct Answer: Redlining refers to banks and other lenders identifying a deteriorating portion of a city, and then refusing to lend money for mortgages or business loans in that area.
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Answer the following statement(s) true (T) or false (F)
______ is when someone possesses influence, whether for good or bad.
Three seconds of “wait time” after asking a question is unnecessary
Indicate whether the statement is true or false.
Which of the following forms of movement most clearly demonstrates basic skill in nonlocomotor body management?
A. Hopping up and down B. Standing on a balance beam C. Leaping with variation in distance D. Throwing an object various distances
During the early years, children's experience with food includes all of the following EXCEPT:
A) Exploring flavors and textures. B) Establishing preferences for foods. C) Preferring unfamiliar foods and variety. D) Developing confidence that foods will be available.