What is a coordination of benefits provision?

What will be an ideal response?


If an insured has applicable insurance in addition to that provided by her automobile policy, the coordination of benefits provision (mentioned earlier) of most policies will require the insurance carrier to be responsible for its pro rata share of the damages, as long as the insured is driving her own vehicle. A carrier's pro rata share is determined by the proportion of its coverage to the total amount of available insurance.

Legal Studies & Paralegal

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What are the three categories of civil disputes?

What will be an ideal response?

Legal Studies & Paralegal

Most elder abuse is the result of

A. financial exploitation B. sexual abuse C. neglect D. physical violence

Legal Studies & Paralegal

A police officer is immune from liability when using reasonable force to arrest a defendant

Indicate whether the statement is true or false

Legal Studies & Paralegal

A health care surrogate:

a. Must be a competent adult b. Must not have a conflict of interest c. Must be appointed by the principal, but if not state statue will act as a surrogate d. All of the above

Legal Studies & Paralegal