A UK-based life insurance company will pay a cash-value sum of £500,000 when the insured reaches the age of 65. The insured will be 65 years old 27 years from today. (a) Determine the cash value of the £500,000 in CV purchasing power, as­suming inflation remains constant at 3% per year. (b) Write the spreadsheet single-cell function that displays the answer. (c) Convert your answer to U.S. dollars and euros using current exchange rates.

What will be an ideal response?


(a) CV purchasing power = 500,000/(1.03)²? = £225,095

(b) = -PV(3%,27,,500000) displays the answer £225,095

(c) Sample answers, depending upon the exchange rate (as of March 2016)
USD: £225,095(1.42) = $319,635
Euro: £225,095(1.29) = €290,373

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