Which of the following statements about covered perils under the personal property coverage (Coverage C) of the Homeowners 3 policy is true?

A) Theft losses to boats and watercraft are covered only if they occur at the insured's residence.
B) Damage from an explosion is covered only if the explosion is the result of fire or lightning.
C) Property damage from vehicles is covered only if it is caused by the insured.
D) Smoke damage is covered only if it arises from agricultural or industrial operations.


Answer: A

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Smelly FruitAt first glance there is little to like about the durian. The durian is a fruit popular in Thailand that is spiky outside and stinky on the inside. When confronted with the durian for the first time, the Wall Street Journal recently reported that westerners often describe its distinctive sulphurous smell with words like stinky socks and manure. However, the durian is so popular in Thailand that one variety of the durian fruit, called the Kan Yao, has been selling for as high as $200. Even at that price, supply of the Kan Yao cannot keep up with demand. There are approximately 30 varieties of the durian grown in Thailand, with the most plentiful selling in the $15 range. The yellow flesh of the durian, the part you eat, has very powerful smell, but possesses a sweet, nutty

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