A client receives Medicare, has limited income, and lives in a large city. Which factors are likely to limit the client's ability to access healthcare? (Select all that apply.)
A) Inability to afford supplemental insurance
B) Living in an urban environment
C) High out-of-pocket expenses
D) Preexisting conditions
E) Lack of in-network providers in her region
Ans: A, C
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The underinsured include older individuals who receive Medicare but cannot afford supplemental insurance or the out-of-pocket expenses associated with Medicare. Those living in a rural area, not an urban area, would be likely to have difficulty finding available healthcare providers. In-network providers would apply to private insurance, not to Medicare.
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