If all consumers are willing to buy insurance at the zero-profit pooling price, there cannot be a separating equilibrium.

Answer the following statement true (T) or false (F)


False

Rationale: If the low cost consumers prefer a restricted policy at a lower price -- and if the high cost consumers prefer a separating but unrestricted high cost policy to the restricted low cost policy, a separating equilibrium will emerge despite the fact that all consumers would buy at the pooling price if that was all that was offered.

Economics

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