When the United States reported the mortgage default data, social scientists discovered that new minority homeowners were being evicted due to defaults at much higher rates than white homeowners. More high-interest mortgages were sold to working-class, first-time home buyers. The impact of the defaults on minority homeowners is:
a. a manifest effect of credit laws.
b. a latent effect of lending practices.
c. widely interpreted as part of business.
d. survival of the fittest.
e. market survival.
B
You might also like to view...
Discuss the problems that are inherent in the care of the elderly today
What will be an ideal response?
The Uniform Crime Report monitors all of the following major offenses EXCEPT:
a. forcible rape. b. prostitution. c. arson. d. motor vehicle theft.
The wage gap between blacks and whites can be attributed to all of the following EXCEPT:
a. different levels of work experience. b. discrimination. c. differences in willingness to work. d. different levels of education.
In order to address the complex causes of an individual’s gender identity, sociologists emphasize
A. nature only. B. nurture only. C. both nature and nurture. D. neither nature nor nurture.