Erika Chavez was liable for an accident in which two people were injured. Her insurance included 50/100/25 liability protection. The court awarded one person $20000 and the other $65000 for personal bodily injuries. An award of $25000 for damages to the other car was also part of the court settlement. How much of the court settlement will the insurance company pay? How much of the expense must Ericka pay personally?Automobile Liability Insurance Base Annual Premium

Question

Bodily Injury Coverage
Territory 1
Territory 2
Territory 3
25/50
$86
$97
$120
50/50
$88
$101
$125
50/100
$90
$103
$129
Automobile Liability Base Annual Premiums
Property Damage Coverage
Territory 1
Territory 2
Territory 3
$15,000
$83
$95
$100
$20,000
$85
$97
$103
$25,000
$86
$99
$104
$50,000
$87
$101
$107
$100,000
$90
$103
$108
Automobile Insurance Multiples of Base Annual Premium
  Pleasure; Less Than 3 Miles to in Work Each Way
Drives to Work 3 to 9 Miles Each Way
Drives to Work 10 Miles or More Each Way
Used in Business
Mature drivers
All others
1.00
1.10
1.40
1.50
Young females
Age 16Age 20
1.401.05
1.501.15
1.801.45
1.901.55
Young males (married)
Age 16Age 20Age 21Age 24
1.601.451.401.10
1.701.551.501.20
2.001.851.801.50
2.101.951.901.60
Young males (unmarried not principal operator/owner)
Age 16Age 20Age 21Age 24
2.051.601.551.10
2.151.701.651.20
2.452.001.951.50
2.552.102.051.60
Young males (unmarried and owner)
Age 16Age 20Age 21Age 24Age 26Age 29
2.702.552.501.901.501.10
2.802.652.602.001.601.20
3.102.952.902.301.901.50
3.203.053.002.402.001.60
Comprehensive and Collision Insurance Base Annual Premiums
Model Class
Age Group
Comprehensive
$250 Deductible Collision
$500 Deductible Collision
A-G
1
$55
$82
$76
 2, 3
$52
$77
$73
 4
$49
$71
$67
J-K
1
$63
$111
$101
 2, 3
$59
$103
$95
 4
$54
$93
$86
L-M
1
$68
$123
$112
 2, 3
$64
$125
$104
 4
$57
$102
$94
N-O
1
$77
$140
$126
 2, 3
$70
$130
$117
 4
$62
$115
$105
The insurance company will pay $__________.Ericka must pay $__________.

What will be an ideal response?

Answer 1

95,000.00; 15,000.00