Which of the following items is not required to be disclosed by a creditor as a part of the statement given a debtor?
a. service, activity, carrying and transaction charges b. loan fees and points
c. fees for credit reports and appraisals in non-real estate transactions d. charges for credit life and credit accident and health insurance
e. all of the other choices are required to be disclosed
e
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Identifiers that represent local variables in a function ________
a) are globally accessible to the script b) exist while the function in which they are declared is still active c) exist while the function in which they are declared is no longer active d) are not automatically destroyed when the function in which they are declared is exited.
To facilitate effective communication, _____.
A. a group should be small in size B. a group should have a socializer C. group members should follow a passive communication style D. group members should have different goals to ensure variety
Which of the following is an example of a low-tech information system?
A) an inventory tracking system that stores millions of records and produces reports every 24 hours B) a file of email addresses stored in an email program C) a customer support system that keeps track of product issues D) a decision support system that analyzes multiple variables
Which of the following is true of the risk involved in buying an existing business facing bankruptcy?
A. Customers usually boycott the new owner due to their loyalty to the previous owner. B. It requires certain legal procedures and court appeals to layoff the existing pool of employees under any conditions. C. The creditors of the previous owner ask for personal guarantee from a potential buyer and place his or her personal assets at risk. D. It takes special knowledge and skills to conduct an effective turnaround.