The following are types of mortgages especially attractive to low-income workers
EXCEPT

a. ARMs.
b. Conventional 30-year mortgages.
c. Interest-only repayment schedules.
d. Reduced minimum payment options.


Answer: b

Social Work & Human Services

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What Federation defined the profession of social work as promoting social change, problem solving in human relationships, and the empowerment and liberation of people to enhance well-being?

a. International Federation of Social Workers b. Federation of School Social Workers c. International Social Workers Organization d. International Council of Social Welfare

Social Work & Human Services

The ______ perspective on communities emphasizes a community’s purpose and

how that community can continue working to attain that purpose.

A. Functionalist B. Structural C. Social systems D. Human ecology

Social Work & Human Services

Relationship rules involve protecting confidentiality, ensuring that the needs of the client take precedence over those of the practitioner, and clarifying assumptions that the client may have about any interactions outside of the professional one

a. True b. False Indicate whether the statement is true or false

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Reliable sources for policy research include:

a. government documents b. brochures from constituent groups c. internet blogs d. political campaign commercials e. People magazine

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