In general, the more liquid an investment is, the ________ the return you will receive
A) lower
B) higher
C) less predictable
D) There is no relationship between liquidity and return.
Answer: A
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Why must organizations rely on team creativity?
a. Because problems they face are too complex for individual solution b. Because teams are more creative than individuals c. Because teams are more efficient d. Because teams take more risks
Which one of the following is not a stated advantage of using a committee to undertake the job evaluation process within an organization?
A. Results tend to be more objective. B. Broad-based representation tends to increase the program's acceptability. C. Results tend to be more accurate. D. Results can be made available more quickly.
The Fair Debt Collection Practices Act defines all of the following practices as abusive, EXCEPT:
a. unfair means to collect a debt. b. falsely representing that a lawsuit is about to be filed. c. telephoning the debtor at 8:00 a.m. d. using obscene language.
Which of the following statements is true regarding insurance market conditions and underwriting results?
A) A combined ratio greater than one (or 100 percent) indicates profitable underwriting. B) In a "soft" insurance market, more retention is used than in a "hard" insurance market. C) Insurance rates are high and underwriting standards are tight when the insurance market is "hard." D) Property and liability insurance premiums and underwriting standards do not fluctuate over time.