Commercial insurers were able to offer lower premiums to individuals than did Blue Cross or Blue Shield because the commercial insurers
A. avoided government regulation.
B. used actuarial rather than community risk rating.
C. did not cover cancer and other deadly illnesses.
D. used managed care.
E. used salaried doctors.
Answer: B
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Answer the following statement(s) true (T) or false (F)
Qualitative research uses inductive reasoning.
Describe what sociologists mean by the social construction of race and ethnicity.
What will be an ideal response?
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