A balloon payment

A. is an upfront payment to obtain a loan.
B. may be required by the bank at about halfway through the loan term.
C. may be due at any time during the term of a loan.
D. is used to lift (remove) a loan covenant.


Answer: B

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Is Sarah planning to conduct a goal-based evaluation or a goal-free evaluation?

You asked your employee, Sarah, to conduct an evaluation of the m-learning method that was implemented to support field engineers’ work. Sarah wrote this purpose statement: ? The purpose of this evaluation is to investigate positive and negative outcomes of the m-learning strategy used among field engineers. a. goal-based evaluation b. goal-free evaluation

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