The Partlows are both retired. Pete is 67 and Pat is 66 . Their home has been paid off for a number of years. Although both receive a small pension and Social Security payments, they have insufficient savings to maintain a comfortable retirement. They do not, however, want to sell their home. They have heard of an option known as the reverse mortgage and ask you to explain this option to them
What would you tell them? Explain fully.
What will be an ideal response?
A reverse mortgage is an option where a lender pays the homeowner monthly payments. An advantage is that the loan does not have to be repaid until the property is sold, the homeowner dies or no longer uses the home as a primary residence. The primary advantage is to supplement income to retired or elderly homeowners who have significant equity in their homes but no other assets or sufficient retirement savings.
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Which of the following is not a responsibility of a health care surrogate?
a. Review medical records b. Dispose of assets to beneficiaries c. Consult with health care providers d. Give medical consent
Explain the protections from Double Jeopardy and give examples.
What will be an ideal response?
Once you've had experience in one particular district court, you are prepared to deal with any other district in the jurisdiction
Indicate whether the statement is true or false
Which of the following statements is true regarding witnesses?
a. A lay witness must have personal knowledge of the matter to be testified to
b. An expert witness must have the necessary special knowledge, skill,
experience, training, or education to testify about the matter to be testified to
c. Witnesses need to be credible
d. All of these choices are correct