Which of the following health care insurance programs is likely the most suitable for a 68-year-old client?
A) Medicaid
B) Medicare
C) Capitation
D) AmeriCare
B
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Medicare is a federal program that finances health care costs of persons aged 65 years and older, permanently disabled workers of any age and their dependents, and those with end-stage renal disease. The system is funded primarily through withholdings from an employed person's income. Capitation is a reimbursement strategy in managed care organizations. AmeriCare is a type of private insurance. Capitation and AmeriCare are not the preferred providers for the client, considering the client's age. Medicaid is a federal program that is operated by the states, and each state decides who is eligible and the scope of health services offered. In Medicaid, eligibility may be decided by the state, which is not the case in Medicare.
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