The Herfindahl-Hirschman Index (HHI) is used to

A. calculate whether or not a bank has met its reserve requirements.
B. determine if a merger reduces competition in a banking market.
C. measure the capital adequacy of a bank.
D. find which bank has the lowest spread.


Answer: B

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Financial leverage is also known as trading on the equity

Indicate whether the statement is true or false

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The fifth step in the six-step problem-solving technique is

a. consider the facts. b. ask "Did the solution work?" c. determine the best solution. d. none of these choices.

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To create an enforceable security interest between Mortgage Bank and Nations Property Company with a written security agreement, the agreement must be signed by

A. the debtor. B. the creditor. C. all of the choices. D. a disinterested third-party witness.

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Seattle Paint Company developed a new exterior house paint that can be properly applied even

in the rain. How can this formula be protected without filing for a patent? A) If the company takes all reasonable steps to avoid discovery of the secret, it can be protected against some, but not all methods of discovery of the secret. B) By registering a trademark for the product specifying that the product is distinctive C) By putting a notice on the cans of paint that the formula is a protected trade secret D) Without a patent, no protection is available.

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