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Using the accompanying figure, briefly describe electronic funds transfer.

What will be an ideal response?


Electronic funds transfer (EFT) allows the electronic transfer of money between banks - without the exchange of paper currency. In the 1960s, banks began exchanging money electronically through a network that connects all U.S. financial institutions, called the Automated Clearing House (ACH) network. EFT continues to play an important role in business today. Having your payroll check deposited directly to your bank account; paying your federal income taxes, utility bills, or credit card bills online; and using an ATM are all examples of EFT in action.

Computer Science & Information Technology

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The ReDim statement causes an array to lose its current contents unless the word ReDim is followed by the keyword

(A) CInt (B) MyBase (C) Preserve (D) Add

Computer Science & Information Technology

When you link an Excel chart to a Word document, changes in the chart will be reflected in the Word document

Indicate whether the statement is true or false

Computer Science & Information Technology

Business reports that list no individual detail records, just totals, are called ____ reports.

A. overall B. summary C. executive D. roll-up

Computer Science & Information Technology

Visit the IT department at your school or at a local company and determine whether the information systems were developed in-house or purchased as software packages. If packages were acquired, determine what customizing was done, if any. Write a brief memo describing the results of your visit.

What will be an ideal response?

Computer Science & Information Technology