Which of the following, if true, most strengthens the case that Josemaria has a good credit score?
A) Josemaria pays off his credit card bills every month.
B) Josemaria earns a good income at his job.
C) Josemaria just bought a new car with no money down.
D) Josemaria got good grades in college.
E) Josemaria has lots of credit cards.
Answer: A
Explanation: A) Paying off credit obligations on time is a significant contributor to a strong credit score. Choice B: Income is not reflected in one's credit score. Choice C suggests that Josemaria's credit score was good enough to qualify for an auto loan, but this is offset somewhat by the fact that he has also taken on a significant credit obligation. Choice D: Grades do not affect one's credit score. Choice E: Having lots of credit cards does not improve one's credit score, unless the balances on them are low.
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