What is the benefit of the 65-day rule?

What will be an ideal response?


The benefit of the 65-day rule is that it allows estates or trusts to shift income from being taxed on the fiduciary's tax return to a beneficiary's (or beneficiaries') tax return(s). Sometimes by the end of the year, the exact amount of the fiduciary's income will not be known nor will the tax situation of the beneficiaries necessarily be known. The 65-day rule lets fiduciaries postpone making distributions until early in the next year so that the tax situation of the fiduciary and the beneficiaries can be assessed and an intelligent decision made concerning whether to have income taxed at the fiduciary or the beneficiary level.

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