You are considering two equally risky annuities, each of which pays $5,000 per year for 10 years. Investment ORD is an ordinary (or deferred) annuity, while Investment DUE is an annuity due. Which of the following statements is CORRECT?

A. The present value of ORD must exceed the present value of DUE, but the future value of ORD may be less than the future value of DUE.
B. The present value of DUE exceeds the present value of ORD, while the future value of DUE is less than the future value of ORD.
C. The present value of ORD exceeds the present value of DUE, and the future value of ORD also exceeds the future value of DUE.
D. The present value of DUE exceeds the present value of ORD, and the future value of DUE also exceeds the future value of ORD.
E. If the going rate of interest decreases from 10% to 0%, the difference between the present value of ORD and the present value of DUE would remain constant.


Answer: D

Business

You might also like to view...

Elliston Company accepted credit card payments for $10,000 of services provided to customers. The credit card company charges a 3% fee for handling the transaction. Which of the following describes the effect of this transaction?

A. Increase net income by $10,000 B. Increase assets by $10,000 C. Increase revenue by $9,700 D. Increase stockholders' equity (retained earnings) by $9,700

Business

In the digital world, sending your significant other a peace sign emoji after a fight is using what kind of nonverbal gesture?

a. emblem b. affect display c. adaptor d. regulator

Business

Write a(n) e-mail message when you need a formal or written, formatted record of your internal communication. _________________________

Answer the following statement true (T) or false (F)

Business

Where did spring-break alcohol advertisements and promotions recently shift to?

a. College campuses b. College sports broadcasts c. Foreign destinations d. Both b and c e. All of the above

Business