What is identity theft? What are the two main categories of identity theft?

Fill in the blank(s) with the appropriate word(s).


Answer: Identity theft involves the misuse of another individual's personal information, such as birth dates, addresses, Social Security numbers, and credit card information to commit fraud.

There are two main categories of identity theft. Existing account fraud occurs when an offender
obtains information involving open accounts owned by the victim, such as credit, banking, or brokerage accounts. This is the most common type of identity theft, but is typically less costly. New account fraud occurs when an offender uses the victim's personal information such as Social Security numbers, birth dates, and home addresses to open new accounts in the victim's name, make charges indiscriminately, and then disappear. They may also use stolen personal information to obtain government, medical, or other benefits to which the criminal is not legally entitled. New account fraud is less common but imposes much greater costs and hardships on victims.

Criminal Justice

You might also like to view...

A _______________ book encourages active learning by utilizing the read-about–talk-about–write-about approach to "interrogating" criminal procedure in the Digital Age

Fill in the blank(s) with correct word

Criminal Justice

Historically, the juvenile justice system stressed punishment of youth

Indicate whether the statement is true or false

Criminal Justice

Under community-oriented policing authority is derived from the:

a. law b. community c. police department d. city council

Criminal Justice

What is NOT a commonality that exists between Japan and Saudi Arabia and contributes to low crime rates?

a. Strong family values b. The same religious values c. High certainty of punishment from law enforcement d. Social solidarity vs. anomie

Criminal Justice