Health savings accounts are

A. An alternative to Medicare.
B. A tax-free shelter for people with high-deductible health insurance.
C. An opportunity for the poor to access further health coverage.
D. Not tax-sheltered accounts.


B

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In the event that a practitioner is sued, he or she should:

a. try to resolve the matter directly with the client. b. destroy or alter files or reports that may be incriminating. c. enter into personal therapy. d. promptly retain an attorney.

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Major themes of this text include:

a. social justice, global rights, and contemporary practice areas b. culture, urban and rural life c. group dynamics, consumer education, government organizations d. anecdotal sources

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The word-frequency approach to selecting spelling words is based on

a. words commonly used by children in writing. b. underlying rules of spelling. c. words used in content-area subjects. d. words commonly used by speech teachers. e. the selection of word patterns.

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______ is the most common statistic used to test statistical significance.

A. Frequency B. Cross-tabulation C. Row percent D. Chi-square

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