The First State Bank is located in Guyman which is in the middle of the wheat country of Oklahoma and as a result many of its loans are agriculture loans. What factor determining the growth and mix of loans does this fact reflect?

A. Characteristics of the market area

B. Lender size

C. The experience and expertise of management

D. The written loan policy of the bank

E. Bank regulations


A. Characteristics of the market area

Business

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A. ethical declarations of wrongdoing. B. whistle-blowing. C. preconventional moral development. D. consensual reporting. E. reciprocity.

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In the context of offshoring, which of the following factors has placed pressure on multinational corporations to outsource production?

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Business