Before the Patient Protection and Affordable Care Act, if a person had a preexisting health problem, this often meant that he or she:
a. must join an HMO
b. had difficulty purchasing health insurance.
c. qualified for Medicare.
d. paid a high co-pay for office visits.
b
FEEDBACK: a. Incorrect. Someone with preexisting health problems is not required to join an HMO.
b. Correct. A preexisting condition often made it difficult or cost prohibitive to purchase private health insurance.
c. Incorrect. Age and disability determine qualifications for Medicare.
d. Incorrect. Someone with preexisting health problems is not required to pay higher co-pay than other members with the same insurance plan.
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