Which of the following best describes what was done by large industrial giants to stop the constant increase in their costs for health insurance for their employees?
a. Assembled their own health care programs
b. Established health promotion programs that employees were required to attend
c. Signed only certain providers to give care at a reduced rate in exchange for so many new patients
d. Suggested that employees seek only the most necessary services
ANS: A
Large industrial giants, such as Kaiser Permanente, decided to assemble their own health care programs. They built hospitals, hired physicians, and provided health care services to their employees. In an effort to market this concept, the phrase health maintenance organization was created. These organizations were designed to provide comprehensive care to employees. As these large health care programs were established, enrollees had limited freedom of choice. Preventive care was covered and encouraged, but care was somewhat restricted, and care providers were encouraged to reduce costs by providing only the most necessary services.
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