If the nominal interest rate is 3 percent and the cost of going to the ATM is $1.50, someone who has a 12 percent probability of having his cash lost or stolen and has a total cost of holding cash equal to (547.50/T) + (0.375 ×T) spends ____ daily. Assume that the individual visits the ATM once in every T days.

A. $20
B. $15
C. $10
D. $5


Answer: D

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