A bank offers a 24-month installment loan with an APR of 10.5%. Martha wishes to use the loan to finance a sofa for $1,000. After using Table 13-1 from your text to find the finance charge, calculate the monthly payment.

A. $46.38
B. $41.67
C. $52.97
D. $46.04


Answer: A

Business

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James offers to sell four acres of land to Jennifer for $8,000 and further offers to keep the offer open for one month if Jennifer will pay him $100 for the privilege. Jennifer pays James $100 . Which statement describes the payment of $100?

a. An implied in fact contract has been formed. b. A unilateral contract has been formed. c. This created a formal contract. d. This created an option contract.

Business

Discuss the role of lower-level employees in the strategy-as-planned-emergence approach.

What will be an ideal response?

Business

_____ are distribution organizations that facilitate the movement of products from the producer to the consumer.

A. Stakeholders B. Financial intermediaries C. Marketers D. Channel intermediaries

Business

Vaden Incorporated makes a single product-a critical part used in commercial airline seats. The company has a standard cost system in which it applies overhead to this product based on the standard labor-hours allowed for the actual output of the period. Data concerning the most recent year appear below:    Budgeted (Planned) Overhead:   Budgeted variable manufacturing overhead$61,740 Budgeted fixed manufacturing overhead 390,040 Total budgeted manufacturing overhead$451,780     Budgeted production (a) 35,000unitsStandard hours per unit (b) 1.40labor-hoursBudgeted hours (a) × (b) 49,000labor-hours    Applying Overhead:   Actual production (a) 38,000unitsStandard hours per unit (b) 1.40labor-hoursStandard hours allowed for the actual production (a) ×

(b) 53,200labor-hours    Actual Overhead and Hours:   Actual variable manufacturing overhead$94,680 Actual fixed manufacturing overhead 405,040 Total actual manufacturing overhead$499,720 Actual hours 52,600labor-hours?The variable component of the predetermined overhead rate is closest to: A. $1.80 per labor-hour B. $1.93 per labor-hour C. $1.26 per labor-hour D. $1.78 per labor-hour

Business